While the n-line/instant centre approach is a better approach(imo) to understand steady-state/transient geometric load transfer and how the geometric suspension forces result in changes in body attitude, I don't think that it tells the entire story.
I can't make a picture right now, but consider the classic 4 bar linkage representation of a vehicle suspension in front view. You have the chassis as one link and two swing arms + hubs as the other two links. The swing arms are pin jointed to the chassis and at the ground. We know that the instant centre of the chassis wrt the ground is at the intersection of these links, or the geometric roll centre.
Because the instant centre of the chassis is below the chassis link's centre of gravity, we know that when the chassis link rolls for whatever reason, it also must translate in Y for its motion to be consistent with its kinematic constraints. Basically, because of the kinematic constraints, the chassis cannot roll without also having some lateral motion. This effectively increases the inertia of the chassis to this combined rolling and translating motion and is exactly what the parallel axis theorem tells us.
Neglecting this lateral motion and just considering the forces transferred makes no difference in steady-state, but it will make a difference in transients/dynamics.
This is similar to the case of a simple pendulum, where you can either analyze its motion with 2 equations of motion and 1 kinematic constraint, or one equation of motion in the generalized coordinate. The only difference here is now the pendulum has a rotational degree of freedom and rotational inertia.
What happens here is the exact same thing that happens in side view that Z has talked about in the past/complained about how people don't understand it.
Consider a 2D chassis mass in front view(no wheels) with heave and roll degrees of freedom and no kinematic constraints from the suspension, and also suppose the chassis only has corner springs. In the case where the tracks are symmetric and the spring stiffnesses are equal, if you write out the equations of motion for free vibration, the mass matrix will have a diagonal of zeros and the modes of the system will be uncoupled, ie. pure heave and pure roll.
If you instead make one of the springs stiffer than the other or one of the half tracks larger, the mass matrix will be full and the modes of the system will be coupled. The modes will be a roll mode with a bit of heave and a heave mode with a bit of roll. This is the same idea that you're talking about in your first and second bullet points.
I'm not entirely sure how this all comes together when you put the kinematic constraints and asymmetric springing together though, but it would make sense if they continued to have the same effect they have when analyzed by themselves, plus some additional effects potentially due to their interaction.
The annoying part though is that, at least in the general case, to analyze it you have to solve the equations of motion and equations of constraint at the same time, which is into the realm of DAEs and multi-body dynamics.